Spread out your spend
Make a down payment today and we handle the rest with automatic payments.



Pay in 4: Easy as 1-2-3

1.) Choose PayPal at checkout and select 'Pay Later' – you’ll see 'Pay in 4' as a way to pay.
2.) Get a decision in seconds and complete your purchase.
3.) Make the down payment today, and pay the rest in 3 payments – one every two weeks. Payments are easy to manage through the PayPal app and on PayPal.com



Enjoy the power to pay later.



It's interest free.
Make interest-free payments with Pay in 4*
Use it at millions of online stores.
Shop at your favorite brands and retailers, enjoy now and pay later
Get a decision in seconds.
There's no impact to your credit score – you won't have to wait long to see if you are approved*



*Pay in 4 is available upon approval for purchases of $30 - $1500. Pay in 4 is not currently available to residents of New Mexico, North Dakota, South Dakota, Missouri, Wisconsin, or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Late fees may apply for missed payments depending on your state of residency. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability also depends on the merchant. Offers are not pre-approved offers or firm offers of credit.